How To Apply For Kiakia Loan

AI powered online market place for credit scoring and matching lenders with borrowers in real-time. 

Kiakia is a loan app in Nigeria that grants short-term business and personal loans. If you speak pidgin English, you’d know ‘Kiakia’ means fast, or better still ‘quickly’.

How long does it take Kiakia to disburse loan?

Capital is deposited immediately into account number provided at the maturation of the loan tenure, with a maximum of 7 days delay. As it is not a deposit and withdrawal service, funder does not need to make any request for withdrawal. Funds are automatically deposited in account at the maturation of loan.

How to Apply for Loans Using USSD Codes

  • Know which loan provider you’re borrowing from.
  • Get the functional USSD code.
  • Meet all specified requirements.
  • Dial the code.
  • Follow the prompt.
  • Get your loan.

KiaKia utilises machine learning, big-data, predictive analytics, digital forensics and social collateral as part of its proprietary algorithm for credit scoring and risk assessment to provide real-time access to consumer and SME capital to underbanked Africans.

AI powered online market place for credit scoring and matching lenders with borrowers in real-time.

 

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